At FluteWorks Seattle, we understand that the process of purchasing the instrument of your dreams can be daunting. We offer two types of financing to help you.
United Midwest Savings Bank For Instrument Purchases
We work with United Midwest Savings Bank, or UMSB, for instrument purchases between $1,500 – $10,000. Erik first heard about them when they financed his son’s piano. So he knows he likes how UMSB does business!
After you have chosen your flute, please contact us for a link to apply. You will fill out a few forms and submit. This will require a hard pull on your credit.
Some of the questions they ask will be located on the Invoice for your instrument. Many clients get an answer immediately. However, sometimes the computer sends the application to a person. In such cases, we receive an answer anywhere from 15 minutes to 1 hour later. Their hours are:
Monday – Friday: 8:30AM – 9:00PM Eastern Time Zone
Saturday: 11:00AM – 8:00PM Eastern Time Zone
Sunday: 12:00PM – 8:00PM Eastern Time Zone
Applications received after 4 may not get approval until the next day.
The minimum loan amount is $1,500 and the maximum is $10,000.
They require a copy of your photo ID, so have it handy before you begin. They accept photos taken from your phone or a scan from a scanner.
If you have any problems or questions, please feel free to call us at 781-526-3677 during business hours. We will do our best to help with the process.
Affirm For Carts Between $50 – $3000
We’re excited to partner with Affirm, giving you the flexibility to pay at your own pace. For carts in the eligible price range, Affirm will be offered as an option at checkout. Next time you’re shopping with us, just select Affirm. Then choose how you want to pay. Options range from 4 interest-free payments to longer monthly installments.
Here’s How It Works
- Fill your cart. Select Affirm at checkout, then enter a few simple pieces of info for a real time decision.
- Choose how you pay. Pick the payment plan you like best. You’ll never pay more than you agree to up front.
- Pay over time. Make payments at affirm.com or in the Affirm app. You’ll get email and text reminders.
Buy With Confidence
- Transparent Affirm tells you up front the total amount you’ll pay and when you’ll be done paying. That number will never go up.
- Flexible You choose the payment plan that works for you. Our smart checkout gives
you options. - Fair Affirm won’t charge you late fees or penalties of any kind, ever.
Affirm Disclosure
Payment options through Affirm are subject to eligibility, may not be available in all states, and are provided by these lending partners: affirm.com/lenders. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license.



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